{"id":7679,"date":"2023-01-05T13:18:55","date_gmt":"2023-01-05T13:18:55","guid":{"rendered":"https:\/\/bricard.com\/particuliers\/?page_id=7679"},"modified":"2025-02-06T12:22:07","modified_gmt":"2025-02-06T12:22:07","slug":"cambriolage-sans-effraction","status":"publish","type":"page","link":"https:\/\/bricard.com\/particuliers\/cambriolage-sans-effraction\/","title":{"rendered":"CAMBRIOLAGE SANS EFFRACTION : \u00caTES-VOUS QUAND M\u00caME ASSUR\u00c9"},"content":{"rendered":"<style>.kadence-column7679_1d344b-0a > .kt-inside-inner-col,.kadence-column7679_1d344b-0a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_1d344b-0a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_1d344b-0a > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_1d344b-0a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_1d344b-0a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_1d344b-0a{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_1d344b-0a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_1d344b-0a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_1d344b-0a\" id=\"custom-layout-wrap\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id7679_557888-b9{margin-bottom:10px;}.kb-row-layout-id7679_557888-b9 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7679_557888-b9 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7679_557888-b9 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 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kt-row-overlay-normal\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7679_244a86-38 > .kt-inside-inner-col,.kadence-column7679_244a86-38 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_244a86-38 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_244a86-38 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_244a86-38 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_244a86-38 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_244a86-38{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_244a86-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_244a86-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_244a86-38 inner-column-1\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id7679_4d25e0-b1 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7679_4d25e0-b1 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7679_4d25e0-b1 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:1200px;margin-left:auto;margin-right:auto;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id7679_4d25e0-b1 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7679_4d25e0-b1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id7679_4d25e0-b1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7679_4d25e0-b1 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col,.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_15cbb3-c0{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_15cbb3-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_15cbb3-c0 inner-column-2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_18a9ba-3e, .wp-block-kadence-advancedheading.kt-adv-heading7679_18a9ba-3e[data-kb-block=\"kb-adv-heading7679_18a9ba-3e\"]{text-align:center;font-size:36px;line-height:54px;font-style:normal;color:#ffffff;}.wp-block-kadence-advancedheading.kt-adv-heading7679_18a9ba-3e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_18a9ba-3e[data-kb-block=\"kb-adv-heading7679_18a9ba-3e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_18a9ba-3e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_18a9ba-3e[data-kb-block=\"kb-adv-heading7679_18a9ba-3e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h1 class=\"kt-adv-heading7679_18a9ba-3e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_18a9ba-3e\"><strong>CAMBRIOLAGE SANS EFFRACTION : \u00caTES-VOUS QUAND M\u00caME ASSUR\u00c9 ?<\/strong><\/h1>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_54b35b-f4, .wp-block-kadence-advancedheading.kt-adv-heading7679_54b35b-f4[data-kb-block=\"kb-adv-heading7679_54b35b-f4\"]{text-align:center;font-size:24px;line-height:36px;font-style:normal;color:#fffcfc;}.wp-block-kadence-advancedheading.kt-adv-heading7679_54b35b-f4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_54b35b-f4[data-kb-block=\"kb-adv-heading7679_54b35b-f4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_54b35b-f4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_54b35b-f4[data-kb-block=\"kb-adv-heading7679_54b35b-f4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_54b35b-f4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_54b35b-f4\">Alors qu&#8217;un vol avec effraction sera certainement plus simple \u00e0 indemniser, certaines assurances prennent tout de m\u00eame en charge l&#8217;indemnisation de vols sans effraction. A certaines conditions seulement, que nous vous expliquons ici.<br><\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id7679_23801d-7d{margin-top:50px;margin-bottom:0px;}.kb-row-layout-id7679_23801d-7d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id7679_23801d-7d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id7679_23801d-7d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:1200px;margin-left:auto;margin-right:auto;padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr) minmax(0, 2fr);}.kb-row-layout-id7679_23801d-7d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id7679_23801d-7d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr) minmax(0, 2fr);}}@media all and (max-width: 767px){.kb-row-layout-id7679_23801d-7d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id7679_23801d-7d alignnone anchors wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-right-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>#wrapper.site{overflow:clip;}.kadence-column7679_bdf333-08{--kb-section-setting-offset:110px;}.kadence-column7679_bdf333-08 > .kt-inside-inner-col,.kadence-column7679_bdf333-08 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_bdf333-08 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_bdf333-08 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_bdf333-08 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_bdf333-08 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_bdf333-08{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_bdf333-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_bdf333-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_bdf333-08 kb-section-is-sticky inner-column-2\" id=\"summary-widget\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_0a7810-9c, .wp-block-kadence-advancedheading.kt-adv-heading7679_0a7810-9c[data-kb-block=\"kb-adv-heading7679_0a7810-9c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0a7810-9c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_0a7810-9c[data-kb-block=\"kb-adv-heading7679_0a7810-9c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0a7810-9c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_0a7810-9c[data-kb-block=\"kb-adv-heading7679_0a7810-9c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading7679_0a7810-9c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_0a7810-9c\">Sommaire<\/h2>\n\n\n\n<ol style=\"font-size:20px\" class=\"wp-block-list\">\n<li><strong><a href=\"#1\">Qu&#8217;est-ce qu&#8217;une effraction ?<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#2\">Et donc, ce que n&#8217;est pas une effraction<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#3\">Les contrats d&#8217;assurance et les vols sans effraction<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#4\">Comment v\u00e9rifier votre contrat d\u2019assurance sur cette question du cambriolage sans effraction ?<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#5\">Muscler son dossier pour favoriser l&#8217;indemnisation<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"#6\">La proc\u00e9dure d&#8217;expertise<\/a><\/strong><\/li>\n\n\n\n<li><a href=\"#7\"><strong>Que faire apr\u00e8s un <\/strong><br><strong>cambriolage ?<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#8\"><strong>Comment s\u00e9curiser sa maison pour \u00e9viter ce probl\u00e8me \u00e0<\/strong><br><strong> l&#8217;avenir ?\u00a0<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#9\"><strong>Savez-vous qui \u00e0 part vous poss\u00e8de une cl\u00e9 de votre<\/strong><br><strong> domicile ?<\/strong><\/a><\/li>\n<\/ol>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_f03bcf-31 > .kt-inside-inner-col,.kadence-column7679_f03bcf-31 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_f03bcf-31 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_f03bcf-31 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_f03bcf-31 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_f03bcf-31 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_f03bcf-31{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_f03bcf-31 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_f03bcf-31 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_f03bcf-31\" id=\"scroll-content\"><div class=\"kt-inside-inner-col\"><style>.kadence-column7679_a00922-42 > .kt-inside-inner-col,.kadence-column7679_a00922-42 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_a00922-42 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_a00922-42 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_a00922-42 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_a00922-42 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_a00922-42{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_a00922-42 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_a00922-42 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_a00922-42\" id=\"1\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_f838e6-4c, .wp-block-kadence-advancedheading.kt-adv-heading7679_f838e6-4c[data-kb-block=\"kb-adv-heading7679_f838e6-4c\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_f838e6-4c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_f838e6-4c[data-kb-block=\"kb-adv-heading7679_f838e6-4c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_f838e6-4c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_f838e6-4c[data-kb-block=\"kb-adv-heading7679_f838e6-4c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_f838e6-4c wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_f838e6-4c\">1. Qu&#8217;est-ce qu&#8217;une effraction ?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_448f6a-40, .wp-block-kadence-advancedheading.kt-adv-heading7679_448f6a-40[data-kb-block=\"kb-adv-heading7679_448f6a-40\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_448f6a-40 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_448f6a-40[data-kb-block=\"kb-adv-heading7679_448f6a-40\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_448f6a-40 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_448f6a-40[data-kb-block=\"kb-adv-heading7679_448f6a-40\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_448f6a-40 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_448f6a-40\">Selon l\u2019article 132-73 du Code p\u00e9nal, l&#8217;effraction consiste dans<strong class=\"bricard-blue\"> le forcement, la d\u00e9gradation ou la destruction de tout dispositif de fermeture ou de toute esp\u00e8ce de cl\u00f4ture<\/strong>. Est ainsi assimil\u00e9 \u00e0 l&#8217;effraction l&#8217;usage de fausses cl\u00e9s, de cl\u00e9s ind\u00fbment obtenues ou de tout instrument pouvant \u00eatre frauduleusement employ\u00e9 pour actionner un dispositif de fermeture sans le forcer ni le d\u00e9grader.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_caba0e-de > .kt-inside-inner-col,.kadence-column7679_caba0e-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_caba0e-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_caba0e-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_caba0e-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_caba0e-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_caba0e-de{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_caba0e-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_caba0e-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_caba0e-de\" id=\"2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_e3ffef-2b, .wp-block-kadence-advancedheading.kt-adv-heading7679_e3ffef-2b[data-kb-block=\"kb-adv-heading7679_e3ffef-2b\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_e3ffef-2b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_e3ffef-2b[data-kb-block=\"kb-adv-heading7679_e3ffef-2b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_e3ffef-2b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_e3ffef-2b[data-kb-block=\"kb-adv-heading7679_e3ffef-2b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_e3ffef-2b wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_e3ffef-2b\">2. Et donc, ce que n&#8217;est pas une effraction<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_69d523-56, .wp-block-kadence-advancedheading.kt-adv-heading7679_69d523-56[data-kb-block=\"kb-adv-heading7679_69d523-56\"]{text-align:left;font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_69d523-56 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_69d523-56[data-kb-block=\"kb-adv-heading7679_69d523-56\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_69d523-56 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_69d523-56[data-kb-block=\"kb-adv-heading7679_69d523-56\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_69d523-56 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_69d523-56\">Par \u00e9limination, un vol sans effraction correspond \u00e0 <strong class=\"bricard-blue\">tous les autres cas de figure que ceux \u00e9nonc\u00e9s par cet article du Code p\u00e9nal<\/strong>. Un vol sans effraction ne comporte donc aucune trace physique du passage des cambrioleurs et peut \u00eatre perp\u00e9tr\u00e9 des fa\u00e7ons suivantes :<\/p>\n\n\n\n<ul style=\"font-size:20px\" class=\"wp-block-list\">\n<li>une intrusion clandestine par une fen\u00eatre ou une porte laiss\u00e9e ouverte<\/li>\n\n\n\n<li><strong>l\u2019usage de la ruse<\/strong> : se faire passer pour un policier, un pompier ou tout autre agent du service public par exemple<\/li>\n\n\n\n<li><strong>l&#8217;usage de la violence<\/strong> : quelqu&#8217;un vous menace avec une arme et vous force \u00e0 ouvrir votre porte<\/li>\n\n\n\n<li>l\u2019usage d\u2019un double de vos cl\u00e9s<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_fec006-e6, .wp-block-kadence-advancedheading.kt-adv-heading7679_fec006-e6[data-kb-block=\"kb-adv-heading7679_fec006-e6\"]{font-size:20px;line-height:40px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7679_fec006-e6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_fec006-e6[data-kb-block=\"kb-adv-heading7679_fec006-e6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_fec006-e6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_fec006-e6[data-kb-block=\"kb-adv-heading7679_fec006-e6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_fec006-e6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_fec006-e6\">Vous vous retrouvez dans l\u2019une de ces situations ? Il est temps de v\u00e9rifier si votre assurance vous couvre bien dans ce genre de cas.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_2ea663-3a > .kt-inside-inner-col,.kadence-column7679_2ea663-3a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_2ea663-3a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_2ea663-3a > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_2ea663-3a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_2ea663-3a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_2ea663-3a{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_2ea663-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_2ea663-3a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_2ea663-3a\" id=\"3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_c7c352-a0, .wp-block-kadence-advancedheading.kt-adv-heading7679_c7c352-a0[data-kb-block=\"kb-adv-heading7679_c7c352-a0\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_c7c352-a0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_c7c352-a0[data-kb-block=\"kb-adv-heading7679_c7c352-a0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_c7c352-a0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_c7c352-a0[data-kb-block=\"kb-adv-heading7679_c7c352-a0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_c7c352-a0 wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_c7c352-a0\">3. Les contrats d&#8217;assurance et les vols sans effraction<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_2927c6-16, .wp-block-kadence-advancedheading.kt-adv-heading7679_2927c6-16[data-kb-block=\"kb-adv-heading7679_2927c6-16\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_2927c6-16 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_2927c6-16[data-kb-block=\"kb-adv-heading7679_2927c6-16\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_2927c6-16 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_2927c6-16[data-kb-block=\"kb-adv-heading7679_2927c6-16\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_2927c6-16 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_2927c6-16\">La Garantie vol de votre Assurance Habitation n\u2019est pas une assurance obligatoire et \u00e0 ce titre ne fait pas toujours partie des garanties de base. De plus, l\u2019\u00e9tendue de la garantie vol diff\u00e8re selon les contrats et les niveaux de garanties.<strong class=\"bricard-blue\"> V\u00e9rifiez donc les conditions g\u00e9n\u00e9rales et particuli\u00e8res de votre contrat pour savoir si vous \u00eates couvert et sous quelles conditions<\/strong>. En cas de doute, contactez votre assureur pour savoir ce qu\u2019il en est.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_ddd90e-09, .wp-block-kadence-advancedheading.kt-adv-heading7679_ddd90e-09[data-kb-block=\"kb-adv-heading7679_ddd90e-09\"]{font-size:20px;line-height:40px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7679_ddd90e-09 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_ddd90e-09[data-kb-block=\"kb-adv-heading7679_ddd90e-09\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_ddd90e-09 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_ddd90e-09[data-kb-block=\"kb-adv-heading7679_ddd90e-09\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_ddd90e-09 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_ddd90e-09\">Les types de cambriolages pris en charge sont \u00e9num\u00e9r\u00e9s dans les contrats. Hormis le vol avec effraction, la plupart des contrats couvrent \u00e9galement les vols suivants :<\/p>\n\n\n\n<ul style=\"font-size:20px\" class=\"wp-block-list\">\n<li>commis par escalade et intrusion dans des locaux<\/li>\n\n\n\n<li>avec menaces ou violences sur la personne<\/li>\n\n\n\n<li>par usage de fausses cl\u00e9s<\/li>\n\n\n\n<li>\u00e0 la suite d\u2019une introduction clandestine (par la ruse, vol \u00e0 la fausse qualit\u00e9\u2026)<\/li>\n\n\n\n<li>par les salari\u00e9s (femme de m\u00e9nage, baby-sitter\u2026) si la personne mise en cause fait l\u2019objet d\u2019une plainte qui ne pourra \u00eatre retir\u00e9e qu\u2019avec l\u2019accord de l\u2019assureur<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_a15400-cd, .wp-block-kadence-advancedheading.kt-adv-heading7679_a15400-cd[data-kb-block=\"kb-adv-heading7679_a15400-cd\"]{font-size:20px;line-height:40px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7679_a15400-cd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_a15400-cd[data-kb-block=\"kb-adv-heading7679_a15400-cd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_a15400-cd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_a15400-cd[data-kb-block=\"kb-adv-heading7679_a15400-cd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_a15400-cd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_a15400-cd\">Si le contexte de votre cambriolage ne figure pas dans la liste de votre contrat, vous pouvez essayer de vous faire indemniser en prouvant l\u2019intrusion (vid\u00e9osurveillance, traces de pas, empreintes\u2026).<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_4ecb96-40 > .kt-inside-inner-col,.kadence-column7679_4ecb96-40 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_4ecb96-40 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_4ecb96-40 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_4ecb96-40 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_4ecb96-40 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_4ecb96-40{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_4ecb96-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_4ecb96-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_4ecb96-40\" id=\"4\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_b95c59-09, .wp-block-kadence-advancedheading.kt-adv-heading7679_b95c59-09[data-kb-block=\"kb-adv-heading7679_b95c59-09\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_b95c59-09 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_b95c59-09[data-kb-block=\"kb-adv-heading7679_b95c59-09\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_b95c59-09 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_b95c59-09[data-kb-block=\"kb-adv-heading7679_b95c59-09\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_b95c59-09 wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_b95c59-09\">4. Comment v\u00e9rifier votre contrat d\u2019assurance sur cette question du cambriolage sans effraction ?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_0be90b-69, .wp-block-kadence-advancedheading.kt-adv-heading7679_0be90b-69[data-kb-block=\"kb-adv-heading7679_0be90b-69\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0be90b-69 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_0be90b-69[data-kb-block=\"kb-adv-heading7679_0be90b-69\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0be90b-69 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_0be90b-69[data-kb-block=\"kb-adv-heading7679_0be90b-69\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_0be90b-69 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_0be90b-69\">Si vous avez une Assurance vol Habitation, vous pouvez peut-\u00eatre b\u00e9n\u00e9ficier d\u2019une prise en charge du vol sans effraction. Relisez donc les conditions g\u00e9n\u00e9rales de votre contrat d&#8217;Assurance Habitation, et plus particuli\u00e8rement les exclusions de garantie li\u00e9es au vol.<br><br><strong class=\"bricard-blue\">Certaines compagnies d\u2019assurance imposent toutefois des mesures de s\u00e9curit\u00e9 particuli\u00e8res pour pouvoir vous indemniser en cas de vol <\/strong>:<\/p>\n\n\n\n<ul style=\"font-size:20px\" class=\"wp-block-list\">\n<li>La pose de volet, de vitrage anti-effraction ou de barreaux aux fen\u00eatres situ\u00e9es au rez-de-chauss\u00e9e de votre logement<\/li>\n\n\n\n<li>Des portes d&#8217;entr\u00e9e \u00e9quip\u00e9es d\u2019une serrure multipoints<\/li>\n\n\n\n<li>L\u2019installation d\u2019un dispositif de vid\u00e9osurveillance<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_7caf7b-dd > .kt-inside-inner-col,.kadence-column7679_7caf7b-dd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_7caf7b-dd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_7caf7b-dd > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_7caf7b-dd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_7caf7b-dd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_7caf7b-dd{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_7caf7b-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_7caf7b-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_7caf7b-dd\" id=\"5\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_7b512c-b0, .wp-block-kadence-advancedheading.kt-adv-heading7679_7b512c-b0[data-kb-block=\"kb-adv-heading7679_7b512c-b0\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_7b512c-b0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_7b512c-b0[data-kb-block=\"kb-adv-heading7679_7b512c-b0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_7b512c-b0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_7b512c-b0[data-kb-block=\"kb-adv-heading7679_7b512c-b0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_7b512c-b0 wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_7b512c-b0\">5. Muscler son dossier pour favoriser l&#8217;indemnisation<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_33d557-75, .wp-block-kadence-advancedheading.kt-adv-heading7679_33d557-75[data-kb-block=\"kb-adv-heading7679_33d557-75\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_33d557-75 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_33d557-75[data-kb-block=\"kb-adv-heading7679_33d557-75\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_33d557-75 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_33d557-75[data-kb-block=\"kb-adv-heading7679_33d557-75\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_33d557-75 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_33d557-75\">Pour vous indemniser apr\u00e8s un vol ou cambriolage, l\u2019assureur se base sur la valeur d\u00e9clar\u00e9e de vos biens pour fixer le tarif d\u2019Assurance Habitation. Votre assurance ne pourra donc pas vous rembourser plus que le montant indiqu\u00e9 \u00e0 la souscription. Veillez donc \u00e0 <strong class=\"bricard-blue\">donner le montant le plus exact possible pour recevoir un d\u00e9dommagement financier \u00e0 la hauteur du pr\u00e9judice<\/strong>.<br><br>Appuyez le montant d\u00e9clar\u00e9 \u00e0 votre assureur avec le maximum d\u2019\u00e9l\u00e9ments :<\/p>\n\n\n\n<ul style=\"font-size:20px\" class=\"wp-block-list\">\n<li>des factures d&#8217;achat ou de r\u00e9paration, des certificats d&#8217;authenticit\u00e9 ou de garantie<\/li>\n\n\n\n<li>des photographies d\u2019objets ou bijoux de valeur (en situation ou avec vous) \u2013 n\u2019h\u00e9sitez pas \u00e0 vous rapprocher d\u2019un expert (bijoutier ou antiquaire par exemple) pour vous aider<\/li>\n\n\n\n<li>un inventaire notari\u00e9 pour les objets acquis par h\u00e9ritage<\/li>\n\n\n\n<li>tous autres justificatifs en votre possession<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_5ac588-dd > .kt-inside-inner-col,.kadence-column7679_5ac588-dd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_5ac588-dd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_5ac588-dd > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_5ac588-dd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_5ac588-dd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_5ac588-dd{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_5ac588-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_5ac588-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_5ac588-dd\" id=\"6\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_1f5318-67, .wp-block-kadence-advancedheading.kt-adv-heading7679_1f5318-67[data-kb-block=\"kb-adv-heading7679_1f5318-67\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_1f5318-67 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_1f5318-67[data-kb-block=\"kb-adv-heading7679_1f5318-67\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_1f5318-67 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_1f5318-67[data-kb-block=\"kb-adv-heading7679_1f5318-67\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_1f5318-67 wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_1f5318-67\">6. La proc\u00e9dure d&#8217;expertise<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_6be9eb-2c, .wp-block-kadence-advancedheading.kt-adv-heading7679_6be9eb-2c[data-kb-block=\"kb-adv-heading7679_6be9eb-2c\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_6be9eb-2c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_6be9eb-2c[data-kb-block=\"kb-adv-heading7679_6be9eb-2c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_6be9eb-2c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_6be9eb-2c[data-kb-block=\"kb-adv-heading7679_6be9eb-2c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_6be9eb-2c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_6be9eb-2c\">Une fois que votre compagnie d\u2019assurance aura pris connaissance de votre dossier, elle enverra un expert pour constater le sinistre et v\u00e9rifier que vous avez pris toutes les mesures de s\u00e9curit\u00e9 pour \u00e9viter le vol. <strong class=\"bricard-blue\">Si l\u2019expert de l\u2019assurance d\u00e9note une faute grave, une n\u00e9gligence ou encore un oubli ayant conduit \u00e0 faciliter les circonstances du cambriolage, l\u2019assurance pourra refuser d\u2019indemniser l\u2019assur\u00e9.<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_5ebb98-7f, .wp-block-kadence-advancedheading.kt-adv-heading7679_5ebb98-7f[data-kb-block=\"kb-adv-heading7679_5ebb98-7f\"]{font-size:20px;line-height:40px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7679_5ebb98-7f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_5ebb98-7f[data-kb-block=\"kb-adv-heading7679_5ebb98-7f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_5ebb98-7f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_5ebb98-7f[data-kb-block=\"kb-adv-heading7679_5ebb98-7f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_5ebb98-7f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_5ebb98-7f\">Dans le cas contraire, l\u2019assurance devra proc\u00e9der \u00e0 l\u2019indemnisation du sinistre dans les plus brefs d\u00e9lais. Le d\u00e9dommagement obtenu d\u00e9pendra alors du type d\u2019Assurance Habitation contract\u00e9, des franchises et des limites de garanties.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_0ae94d-a2, .wp-block-kadence-advancedheading.kt-adv-heading7679_0ae94d-a2[data-kb-block=\"kb-adv-heading7679_0ae94d-a2\"]{font-size:20px;line-height:40px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0ae94d-a2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_0ae94d-a2[data-kb-block=\"kb-adv-heading7679_0ae94d-a2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0ae94d-a2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_0ae94d-a2[data-kb-block=\"kb-adv-heading7679_0ae94d-a2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_0ae94d-a2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_0ae94d-a2\">Si \u00e0 la suite des conclusions de l&#8217;expert, vous n&#8217;\u00eates pas satisfait du rapport qu&#8217;il a rendu ou que celui-ci vous est d\u00e9favorable, vous pouvez alors demander une contre-expertise, qui sera par contre \u00e0 vos frais.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_152e33-07 > .kt-inside-inner-col{padding-bottom:var(--global-kb-spacing-xs, 1rem);}.kadence-column7679_152e33-07 > .kt-inside-inner-col,.kadence-column7679_152e33-07 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_152e33-07 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_152e33-07 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_152e33-07 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_152e33-07 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_152e33-07{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_152e33-07 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_152e33-07 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_152e33-07\" id=\"7\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_1c0cfe-6e, .wp-block-kadence-advancedheading.kt-adv-heading7679_1c0cfe-6e[data-kb-block=\"kb-adv-heading7679_1c0cfe-6e\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_1c0cfe-6e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_1c0cfe-6e[data-kb-block=\"kb-adv-heading7679_1c0cfe-6e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_1c0cfe-6e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_1c0cfe-6e[data-kb-block=\"kb-adv-heading7679_1c0cfe-6e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_1c0cfe-6e wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_1c0cfe-6e\">7. Que faire apr\u00e8s un cambriolage ?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_0e711e-8b, .wp-block-kadence-advancedheading.kt-adv-heading7679_0e711e-8b[data-kb-block=\"kb-adv-heading7679_0e711e-8b\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0e711e-8b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_0e711e-8b[data-kb-block=\"kb-adv-heading7679_0e711e-8b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_0e711e-8b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_0e711e-8b[data-kb-block=\"kb-adv-heading7679_0e711e-8b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_0e711e-8b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_0e711e-8b\">Apr\u00e8s la survenance d\u2019un cambriolage, avec ou sans effraction, adoptez les <strong class=\"bricard-blue\">bons r\u00e9flexes <\/strong><br><strong class=\"bricard-blue\">suivants<\/strong> :<\/p>\n\n\n\n<ul style=\"font-size:20px\" class=\"wp-block-list\">\n<li>Composez le <strong>17<\/strong> pour faire constater le cambriolage<\/li>\n\n\n\n<li>D\u00e9posez plainte dans les <strong>48 heures<\/strong> dans le commissariat ou la gendarmerie dont vous d\u00e9pendez<\/li>\n\n\n\n<li>Contactez votre assureur par t\u00e9l\u00e9phone puis envoyez-lui par lettre recommand\u00e9e votre d\u00e9p\u00f4t de plainte ainsi que la d\u00e9claration de vol dans les <strong>48h<\/strong><\/li>\n\n\n\n<li>Utilisez le num\u00e9ro d\u2019urgence fourni par votre \u00e9tablissement financier pour bloquer vos comptes<\/li>\n\n\n\n<li>Faites intervenir un professionnel pour s\u00e9curiser votre domicile (<strong>BRICARD<\/strong> vous conseille son r\u00e9seau de Serruriers Confiance)<\/li>\n<\/ul>\n\n\n<style>.kadence-column7679_d994e9-c7 > .kt-inside-inner-col,.kadence-column7679_d994e9-c7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_d994e9-c7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_d994e9-c7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_d994e9-c7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_d994e9-c7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_d994e9-c7{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_d994e9-c7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_d994e9-c7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_d994e9-c7 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<!-- MetaLocator.com Code START --><script type=\"text\/javascript\" src=\"https:\/\/www.google.com\/jsapi\"><\/script><script type=\"text\/javascript\">google.load(\"maps\", \"3\",{other_params:\"sensor=false\"});<\/script><script language=\"javascript\" src=\"\/\/code.metalocator.com\/index.php?option=com_locator&amp;view=directory&amp;layout=_javascript&amp;framed=1&amp;format=raw&amp;tmpl=component&amp;no_html=1&amp;Itemid=7762\"><\/script><!-- MetaLocator.com Code END: Do not modify this code block. See TOS for details. -->\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_95ff49-e8 > .kt-inside-inner-col{padding-bottom:var(--global-kb-spacing-md, 2rem);}.kadence-column7679_95ff49-e8 > .kt-inside-inner-col,.kadence-column7679_95ff49-e8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_95ff49-e8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_95ff49-e8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_95ff49-e8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_95ff49-e8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_95ff49-e8{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_95ff49-e8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_95ff49-e8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_95ff49-e8\" id=\"8\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_b62644-40, .wp-block-kadence-advancedheading.kt-adv-heading7679_b62644-40[data-kb-block=\"kb-adv-heading7679_b62644-40\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_b62644-40 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_b62644-40[data-kb-block=\"kb-adv-heading7679_b62644-40\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_b62644-40 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_b62644-40[data-kb-block=\"kb-adv-heading7679_b62644-40\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_b62644-40 wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_b62644-40\">8. Comment s\u00e9curiser sa maison pour \u00e9viter ce probl\u00e8me \u00e0 l&#8217;avenir ?&nbsp;<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_c2afbf-27, .wp-block-kadence-advancedheading.kt-adv-heading7679_c2afbf-27[data-kb-block=\"kb-adv-heading7679_c2afbf-27\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_c2afbf-27 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_c2afbf-27[data-kb-block=\"kb-adv-heading7679_c2afbf-27\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_c2afbf-27 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_c2afbf-27[data-kb-block=\"kb-adv-heading7679_c2afbf-27\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_c2afbf-27 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_c2afbf-27\">Personne n\u2019est \u00e0 l\u2019abri d\u2019un vol avec ou sans effraction. Prenez donc toutes les pr\u00e9cautions pour vous pr\u00e9munir contre ce type de pr\u00e9judice.<br>Un geste simple, rapide et pas cher consiste \u00e0 changer de cylindre\/cl\u00e9s.<\/p>\n\n\n<style>.kadence-column7679_5cf013-8a{max-width:600px;margin-left:auto;margin-right:auto;}.wp-block-kadence-column.kb-section-dir-horizontal:not(.kb-section-md-dir-vertical)>.kt-inside-inner-col>.kadence-column7679_5cf013-8a{-webkit-flex:0 1 600px;flex:0 1 600px;max-width:unset;margin-left:unset;margin-right:unset;}.kadence-column7679_5cf013-8a > .kt-inside-inner-col{padding-top:35px;padding-bottom:35px;padding-left:50px;}.kadence-column7679_5cf013-8a > .kt-inside-inner-col,.kadence-column7679_5cf013-8a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_5cf013-8a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_5cf013-8a > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_5cf013-8a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_5cf013-8a > .kt-inside-inner-col{background-image:url('https:\/\/vip.allegion.com\/bricard\/wp-content\/uploads\/sites\/17\/2022\/07\/Rectangle-74.png');background-size:contain;background-position:0% 10%;background-attachment:scroll;background-repeat:no-repeat;}.kadence-column7679_5cf013-8a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_5cf013-8a{position:relative;}@media all and (min-width: 1025px){.wp-block-kadence-column.kb-section-dir-horizontal>.kt-inside-inner-col>.kadence-column7679_5cf013-8a{-webkit-flex:0 1 600px;flex:0 1 600px;max-width:unset;margin-left:unset;margin-right:unset;}}@media all and (max-width: 1024px){.kadence-column7679_5cf013-8a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-column.kb-section-sm-dir-vertical:not(.kb-section-sm-dir-horizontal):not(.kb-section-sm-dir-specificity)>.kt-inside-inner-col>.kadence-column7679_5cf013-8a{max-width:600px;-webkit-flex:1;flex:1;margin-left:auto;margin-right:auto;}.kadence-column7679_5cf013-8a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_5cf013-8a inner-column-1 bg-color-mobile\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Comment choisir un cylindre BRICARD ?\" width=\"720\" height=\"405\" src=\"https:\/\/www.youtube.com\/embed\/R-5yPZj7Ra4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n<\/div><\/figure>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column7679_5933e3-81 > .kt-inside-inner-col,.kadence-column7679_5933e3-81 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column7679_5933e3-81 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column7679_5933e3-81 > .kt-inside-inner-col{flex-direction:column;}.kadence-column7679_5933e3-81 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column7679_5933e3-81 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column7679_5933e3-81{position:relative;}@media all and (max-width: 1024px){.kadence-column7679_5933e3-81 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column7679_5933e3-81 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column7679_5933e3-81\" id=\"9\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading7679_6ffee3-7e, .wp-block-kadence-advancedheading.kt-adv-heading7679_6ffee3-7e[data-kb-block=\"kb-adv-heading7679_6ffee3-7e\"]{text-align:center;font-size:24px;line-height:48px;font-weight:700;font-style:normal;font-family:Montserrat;}.wp-block-kadence-advancedheading.kt-adv-heading7679_6ffee3-7e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_6ffee3-7e[data-kb-block=\"kb-adv-heading7679_6ffee3-7e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_6ffee3-7e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_6ffee3-7e[data-kb-block=\"kb-adv-heading7679_6ffee3-7e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 id=\"heading-border\" class=\"kt-adv-heading7679_6ffee3-7e wp-block-kadence-advancedheading has-theme-palette-2-color has-text-color\" data-kb-block=\"kb-adv-heading7679_6ffee3-7e\">9. Savez-vous qui \u00e0 part vous poss\u00e8de une cl\u00e9 de votre domicile ?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading7679_21ed54-81, .wp-block-kadence-advancedheading.kt-adv-heading7679_21ed54-81[data-kb-block=\"kb-adv-heading7679_21ed54-81\"]{font-size:20px;line-height:40px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading7679_21ed54-81 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading7679_21ed54-81[data-kb-block=\"kb-adv-heading7679_21ed54-81\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading7679_21ed54-81 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading7679_21ed54-81[data-kb-block=\"kb-adv-heading7679_21ed54-81\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading7679_21ed54-81 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading7679_21ed54-81\">D&#8217;anciens propri\u00e9taires ou locataires ont pu conserver des doubles, confier des cl\u00e9s dans le cadre de travaux, services \u00e0 la personne (m\u00e9nage, nounou), bref autant de situations que vous ne ma\u00eetrisez pas. Vous n&#8217;\u00eates donc pas \u00e0 l&#8217;abri d\u2019un cambriolage !<br><br>Les cylindres\/cl\u00e9s brevet\u00e9es prot\u00e8gent leur reproduction sans votre accord, alors pensez-y !<br><br><br><br><br><br><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>CAMBRIOLAGE SANS EFFRACTION : \u00caTES-VOUS QUAND M\u00caME ASSUR\u00c9 ? Alors qu&#8217;un vol avec effraction sera certainement plus simple \u00e0 indemniser, certaines assurances prennent tout de m\u00eame en charge l&#8217;indemnisation de vols sans effraction. A certaines conditions seulement, que nous vous expliquons ici. Sommaire 1. Qu&#8217;est-ce qu&#8217;une effraction ? Selon l\u2019article 132-73 du Code p\u00e9nal, l&#8217;effraction&#8230;<\/p>\n","protected":false},"author":79,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_trash_the_other_posts":false,"_kad_blocks_custom_css":".4-column-title-text{\n  box-shadow: 0px 2px 15px rgba(0, 0, 0, 0.15);\nborder-radius: 15px;\n}","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","editor_notices":[],"footnotes":""},"class_list":["post-7679","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CAMBRIOLAGE SANS EFFRACTION : \u00caTES-VOUS QUAND M\u00caME ASSUR\u00c9 &#060; Bricard particuliers<\/title>\n<meta name=\"description\" content=\"Alors qu&#039;un vol avec effraction sera certainement plus simple \u00e0 indemniser, certaines assurances prennent tout de m\u00eame en charge l&#039;indemnisation de vols sans effraction. A certaines conditions seulement, que nous vous expliquons ici.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bricard.com\/particuliers\/cambriolage-sans-effraction\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CAMBRIOLAGE SANS EFFRACTION : \u00caTES-VOUS QUAND M\u00caME ASSUR\u00c9 &#060; Bricard particuliers\" \/>\n<meta property=\"og:description\" content=\"Alors qu&#039;un vol avec effraction sera certainement plus simple \u00e0 indemniser, certaines assurances prennent tout de m\u00eame en charge l&#039;indemnisation de vols sans effraction. 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